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Our Independent Adjusters & Partnering Contractors in Charlotte

Charlotte-area roofers, restoration crews and builders get paid for the work the claim really needs when a public adjuster is on the job.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
Call 24/7, free(704) 286-0707

Expect a 5-star experience

Free claim review

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

6 Reasons Why Our Independent Adjusters in Charlotte Work With The Best Local Contractors

Restoration contractors around Charlotte have benefited from working with public adjusters for many years, especially after the storms that hit the area. At Melo, we make sure that all of our clients are treated fairly and get the settlements that are due to them.

Compensation

Fair settlements. When a claim is paid for all the damage that's really there, the repairs it needs are paid for too. We work for the property owner alone, as North Carolina law requires, and getting their claim paid in full is what funds the job. Our independent adjuster in Charlotte treats all clients like they're family.

Recommended

Trusted by clients. Clients often ask Melo Public Adjusters who should do their repairs, and we can suggest contractors whose work we've seen. We never choose for them: the client always picks their own contractor.

Referrals

Referral fee. When a contractor introduces us to a client who hires us, we can thank them with a referral fee, as North Carolina allows for someone who doesn't investigate or settle the claim. The fee is for the introduction only: handling the claim is a licensed public adjuster's job, and the client stays free to choose any contractor.

Knowledgeable

Understands the damage. The contractors we work with help our clients understand their damage and their repair estimates. Reading the policy and negotiating the claim stay with us: in North Carolina, only a licensed public adjuster may do that for a client.

Experienced

Thorough. What is a public adjuster? We're a team that goes the extra mile for our clients to ensure they get a fair settlement from their insurance company. Melo's independent adjusters in Charlotte have your best interest at heart.

Availability

24/7 help. Our property damage appraisers are just a phone call or email away. Should you be dealing with fire, flood, storm, roof, mold, or another type of loss, don't hesitate to call us at any time of the day or night. We're always here to help.

Schedule an appointment

How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Your Independent Adjuster in Charlotte, NC

Property damage appraisers are a dime a dozen, which is why policyholders need to gain the support of a public adjuster who is knowledgeable, compassionate, and part of the local Charlotte community. Melo Public Adjusters Charlotte has all of these characteristics and then some. This independent adjuster in Charlotte will fight tooth and nail to see their clients come out on top in their insurance settlements.

Our insurance claim adjusters fully understand the tricks that insurance companies like to play on the insured, and to put it bluntly, it isn't fair. The job of the property damage appraiser is to get the policyholder a fair settlement that allows them to rebuild their life. Are you interested in pre-loss services? Perhaps, you're experiencing a property loss right now. If so, call us straight away.

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Inspector talking with a homeowner inside a damaged home

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707