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The Area's Leading Adjuster for Mold & Water Damage in Charlotte

Burst pipes in a winter freeze, roof leaks, creek flooding and the mold that follows in Charlotte's humid summers.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
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Expect a 5-star experience

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

Licensed Public Adjusters for Water Damage in Charlotte

Unfortunately, water damage can happen at any time without much warning, if any at all. The public adjusters on our team want to make sure that their clients are prepared for a water and mold disaster by explaining all technicalities of the insurance policy and filing the appropriate claims. It's imperative that the proper terminology is used when calling in a claim to the insurance company, as this can significantly affect the approval or outcome of any settlement.

Water damage is one of the most commonly reported property losses and occurs due to a number of possibilities like pipes that freeze and burst when Charlotte drops below freezing, leaky roofs, heavy rain from tropical storm remnants, floods, and more. In our humid summers, these occurrences often lead to mold. To receive adequate loss compensation, it is wise to have an adjuster who specializes in water damage in Charlotte, NC.

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Kitchen damaged by floodwater with cabinets and drywall torn out

When to Call an Adjuster for Water Damage in Charlotte

Ideally, it is wise to have Melo Public Adjusters Charlotte secure pre-loss and planning documents before water and mold damage occur. This way, all the proper paperwork and documentation is ready to be submitted to the insurance company. However, services can be rendered when water damages have accumulated due to the following incidences:

  • Flooding from heavy rain and overflowing creeks
  • Roof leaks
  • Appliance leaks
  • Burst pipes
  • Sewage backup (Black Water Loss)

Keep in mind that a standard homeowners policy usually excludes flood from rising water, which needs separate flood insurance, while sudden water from a burst pipe is often covered. Of course, this is just a shortlist of possible ways property can be affected by water damage. Should your residential or commercial property fall victim to water or mold loss, do not hesitate to call our independent insurance adjuster today.

Call (704) 286-0707
Volunteers clearing out a flooded house in Princeville, North Carolina

Benefits of Calling an Insurance Claims Adjuster

Because water and mold damage is the most common property claims that insurance companies see, they are always trying to insert clauses and loopholes into policies to save themselves from having to pay out a hefty settlement. If a client does not clearly understand their policy, they can get the run-around from their insurance company. Melo adjusters specialize in water damage in Charlotte and can:

  • Advise the insured on how to proceed based on their unique loss
  • Navigate complicated insurance policy jargon
  • Get the policyholder the compensation that they deserve

Melo Public Adjusters Charlotte works hard for their clients. They understand that dealing with water and mold-related property loss is devastating. Are you in the thick of a property loss disaster and need help? Call us!

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Worker cutting out moldy wall panels after a flood

Water & Mold Damage Claims are Time Sensitive

When it comes to water and mold property loss, there are often strict protocols that the insurance companies insist the insured follows in order to receive compensation. This can be anything from stopping the leak and drying out the property promptly to reaching out to a contractor who can assess the situation. It can be difficult to know what the insurance company wants, which is why calling upon the expertise of an adjuster for water damage in Charlotte is beneficial. If you've suffered any kind of water or mold property loss, be advised that the clock is ticking to file an insurance claim. Call Melo today for prompt help.

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Break room with overturned refrigerators and mold above the flood line

We're Experienced Adjusters for Water Damage in Charlotte

There is so much that Melo Public Adjusters Charlotte can do for a client who is experiencing water and mold damage property loss. Our team of claims adjusters has been working in this area of insurance claims for years and has the experience necessary to challenge every loophole the companies throw at them. With Melo you'll get:

  • Competent public adjusters
  • Fair compensation
  • 24/7 emergency service

The first step to understanding your insurance policy is to give the helpful public adjusters at Melo a call. The company proudly serves the areas of Charlotte, Huntersville, Concord, Gastonia, Monroe, and Matthews. Are you ready to get the help that you deserve?

Get a free claims review
Inspector talking with a homeowner inside a damaged home

How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Insurance Adjuster for Many Types of Claims

Do you have a property loss claim to file but your insurance policy makes no sense? No worries! Melo Public Adjusters Charlotte helps homeowners and businesses across Charlotte and the nearby towns with many insurance claim types, from storm & wind damage to losses from house fires. Call us today to get the compensation you're paying for.

  • Mold & Water Damage

    Pipes that burst in a hard freeze, roof and appliance leaks, creek flooding and the mold that follows.

  • Storm & Wind Damage

    Hurricane remnants, tornadoes, ice storms, fallen trees and wind-driven rain.

  • Hail & Roof Damage

    Spring hailstorms, missing shingles and roofs the insurer would rather patch than replace.

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707