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About Our Adjuster Firm in Charlotte, North Carolina

A Charlotte public adjusting firm on Remount Road, working for homeowners and businesses across Mecklenburg County and the nearby towns.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
Call 24/7, free(704) 286-0707

Expect a 5-star experience

Free claim review

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

Melo Public Adjusters - Your #1 Adjuster Firm in Charlotte, NC

We're the insurance claim adjusters who fight for your rights.

Melo Public Adjusters Charlotte has a clear grasp of insurance policy language and takes great pride in being able to explain it to their clients. Understanding one's insurance policy is the first line of defense when a claim needs to be filed. If a policyholder doesn't know how to decipher their policy, the insurance company certainly won't do it for them, and that's where a licensed public adjuster comes into the picture. We don't want to see the insured suffer a loss and not get the settlement that they deserve due to technicalities.

Our adjuster firm in Charlotte is led by Ramon Melo, a licensed insurance adjuster since 2011 and a North Carolina public adjuster since 2019 (license #8627837), with the experience and attention to detail to sift through the grit of an insurance policy. For years, Melo Public Adjusters has been proudly serving the communities of Charlotte, Huntersville, Concord, Gastonia, Monroe, and Matthews. If you have recently suffered a property loss, please call our office so we can help you navigate the complicated world of insurance claims in Charlotte, NC.

Why choose us

House on a corner lot in the Elizabeth neighborhood of Charlotte

Our Public Adjuster Firm in Charlotte has a Mission

Insurance companies often do not play fairly, but our adjuster firm in Charlotte, NC, is ready to play hardball. Each of our clients is going through some sort of property loss and devastation, from hurricane remnants and ice storms that drop Charlotte's big oaks onto roofs, to hail, fire, burst pipes and mold. They deserve to have a public adjuster on their team to help them get the settlement that will put them back on the map. Melo Public Adjusters Charlotte is built on integrity, honesty, and the theory that all policyholders be treated equally.

How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Contractors Work Alongside our Adjuster Firm in Charlotte

We're here to give contractors the protection they deserve.

Did you know that when an adjuster firm in Charlotte works with local restoration contractors, it provides an extra layer of security for their business? When an accident occurs on the job, and a contractor turns to their insurance company for help, it doesn't always work out in their favor. Melo Public Adjusters Charlotte works with contractors because:

  • They deserve to get compensation for all work completed
  • Can be recommended to future clients
  • Can earn a referral fee for introducing a client to us, as North Carolina allows
  • Help put together estimates in a language policyholders can interpret

If you're a contractor and would like to learn more about what our public adjusters can do for you and your business, please get in touch with us today!

Call now (704) 286-0707
Roofing crew replacing shingles on a damaged house

Melo Public Adjuster Services

We get you life-changing insurance settlements.

When you've gone through a terrible tragedy that has resulted in property loss and damage, the last thing you want to do is get the run-around from your insurance company. The Melo adjuster firm in Charlotte prevents that from happening. Here is what we have to offer:

  • Property damage appraisal and mediation
  • Pre-loss and disaster planning
  • Mold and water damage
  • Storm and wind damage
  • Roof and hail damage
  • Fire and smoke damage

Our experienced team of claims adjusters will help you pick up the pieces by getting you fair compensation from the insurance company. We offer 24/7 help. Give us a call when you need a disaster insurance adjuster in Charlotte.

Call now (704) 286-0707
Damage assessors comparing notes in the field

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707