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Our Adjusters Cover Many Types Of Insurance Claims in Charlotte

Water, storm, hail and fire: the property claims Charlotte homeowners and businesses file most, handled by a licensed public adjuster.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
Call 24/7, free(704) 286-0707

Expect a 5-star experience

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

Filing an Insurance Claim in Charlotte? Our Adjusters can Help!

A public adjuster gets you the fair settlement you deserve.

Dealing with any type of property loss is both mentally and emotionally draining, especially when having to navigate the insurance company solo. Melo Public Adjusters Charlotte is here to be the helping hand that a policyholder needs. With years of experience, our insurance adjusters make filing an insurance claim in Charlotte far less stressful.

The claim types that we specialize in are fire and smoke, water and mold, storm and wind, and hail and roof damages. Pre-loss and disaster planning services are available to prepare for the worst-case scenario and are highly recommended. Are you ready to protect your assets and take on the insurance company with our team of public adjusters on your side? Call our property damage appraisers today for a FREE consultation. We're here 24/7 to answer your questions.

Call today (704) 286-0707
Damage assessors comparing notes in the field

Our Types of Insurance Claims in Charlotte

Mold & Water Damage Insurance Adjusters

Filing an insurance claim in Charlotte for mold and water damage takes care. Charlotte homes see burst pipes in winter freezes, leaks after summer downpours and mold in the humid months that follow, and there are numerous documents and proofs that need to be submitted to the insurance company to ensure that the policyholder gets the best possible settlement. The team at Melo Public Adjusters sees to it that the insured is treated fairly by:

  • Communicating with the insurance company
  • Filing all necessary documents & paperwork
  • Securing a fair settlement for their clients

If you've fallen prey to water and mold property loss, the time is now to contact Melo Public Adjusters for a FREE consultation. They'll look over your insurance policy with a fine-tooth comb and hold the insurance company accountable.

Schedule an estimate
Kitchen damaged by floodwater with cabinets and drywall torn out

Adjusters For Storm & Wind Damage Insurance Claims

Sadly, storm and wind damage can happen at any time in North Carolina. Hurricane season is a part of life here, and even inland in Charlotte the remnants of storms like Hugo and Helene have brought down trees and power lines across the region. Add tornadoes, severe thunderstorms and winter ice storms, and there is plenty to leave a wake of property damage. When high winds and storm debris have ravaged a commercial or residential property it's time to call our insurance adjusters so they can help you:

  • Understand your insurance policy and what's covered
  • Prepare insurance company requested documents
  • Determine whether appraisal or mediation is in your best interest

Filing a storm or wind damage insurance claim in Charlotte by yourself is never advisable. Melo Public Adjusters are here to walk you through this complicated process so you can begin rebuilding your life. Call us now.

Call (704) 286-0707
Aerial view of flooded homes in North Carolina after Hurricane Florence

Roof Damage Insurance Claims in Charlotte, NC

Filing an insurance claim in Charlotte for roof damage can be very difficult due to the complicated terminology and hidden meanings in insurance policies. There are many factors that play into what type of settlement a policyholder is entitled to. Melo Public Adjusters help their clients get the compensation they deserve by:

  • Consulting with licensed contractors to accurately determine how the roof was damaged
  • Preparing appropriate documents for the insurance company
  • Helping clients understand the complexities of their insurance policy

If your roof has been damaged by a spring hailstorm, a fallen limb or other storm-related conditions, please call our property damage appraisers straight away. We can help you come to a suitable agreement with your insurance company.

Get a free claims review
Roofing crew replacing shingles on a damaged house

Insurance Adjusters for Smoke & Fire Damage

Smoke and fire damage claims are among the most costly a Charlotte property owner can face. For that reason, insurance companies can make it very difficult for policyholders to get the settlement that will put their lives back together. Melo Public Adjusters do not feel that this is a fair practice. The team will help you rebuild your fire damaged property by:

  • Fighting for your rights with the insurance company
  • Deciding whether an appraisal or mediation is best
  • Not settling for a mediocre payout

Are you considering filing a smoke or fire damage insurance claim in Charlotte, NC? If so, get in touch with our team of licensed and experienced public adjusters. We'd be happy to go over your policy with you so that you get every penny that is rightfully yours.

Call now (704) 286-0707
Close-up of scorched siding after a house fire

How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Our Public Adjuster Service Areas

Melo Public Adjusters are thrilled to offer their services to the local areas of Charlotte, Huntersville, Concord, Gastonia, Monroe, and Matthews from our office on Remount Road. The company has years of experience navigating insurance company jargon and getting policyholders substantial settlements. It's a top priority of Melo to help their clients rebuild their lives after tragedy strikes and that's exactly what they do.

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707