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Charlotte's Top Adjuster for Storm & Wind Damage

Hurricane remnants, tornadoes, severe thunderstorms and ice storms: when weather damages your Charlotte-area property, we handle the claim.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
Call 24/7, free(704) 286-0707

Expect a 5-star experience

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

Your Local Adjuster for Storm Damage in Charlotte, NC

Catastrophic situations often leave property owners in a terrible spot with their insurance companies. Every year, hurricane season rears its ugly head in North Carolina, and even this far inland the remnants of storms like Hugo and Helene have toppled trees onto roofs across the Charlotte region. Add spring tornadoes, summer thunderstorms and winter ice storms that bring down limbs and power lines, and that is why having an experienced adjuster for storm damage in Charlotte is vital.

Did you know that getting a public insurance adjuster involved in a claim early on can determine the amount of settlement compensation that is received? Melo Public Adjusters are licensed to advise and represent their client's storm damage claims and get them a fair settlement. Have you experienced property loss due to storm and wind damage? Call us today without delay! We can help.

Get a claims review
Snapped tree in Lumberton, North Carolina, after Hurricane Matthew

When is it Time to Call an Adjuster for Storm Damage?

It's always important to be prepared before disaster strikes. Melo Public Adjusters Charlotte offers pre-loss and disaster planning services, which create a safety net for their clients before tragedy strikes. However, if a client hasn't utilized this service and finds themselves in the after-effects of storm and wind damage, it is best to call a public adjuster ASAP. Signs that an insurance claims adjuster is warranted include:

  • Hurricane property damage
  • Water damage due to storm flooding
  • Trees and limbs down on your home or business
  • Any building or inventory damages incurred by a storm, ice or gale-force winds

If the effects of a tropical storm have ravaged your commercial or residential property, please call one of our adjusters for the advice that could mean the difference between a large or small settlement check.

Call (704) 286-0707
Workers covering a storm-damaged roof with a tarp

Adjusters for Storm Damages in Charlotte are Beneficial

Most policyholders do not realize that even though their homeowners policy covers wind damage, flooding from rising water usually is not in the mix: that takes a separate flood policy. This can leave the insured feeling uninsured when a storm floods their property. This is just one of the many reasons why contacting an adjuster for storm damage in Charlotte is worthwhile. Public adjusters can also benefit the insured by:

  • Explaining what types of storm damage their policy actually covers
  • Preparing documents and communicating with the insurance company
  • Filing storm-related claims that will generate the most lucrative settlements

Are you currently trying to navigate the clauses of your insurance policy, and you feel like you're reading Greek? Melo Public Adjusters understand! Call the team today and get an explanation that makes sense.

Get a free claims review
Cleanup crews in a tornado-damaged neighborhood in Fayetteville, North Carolina

Contact an Adjuster for Storm Damage in Charlotte Today!

Melo Public Adjusters Charlotte cannot stress enough the importance of being prepared for storm and wind damage, especially in North Carolina. The biggest favor the insured can do for themselves is to utilize pre-loss and disaster planning services with a licensed independent insurance adjuster. Natural disasters happen all of the time, and it is best to be ready with all the documents in place. If a policyholder is dealing with storm damage right now, they should pick up the phone and call our insurance claim adjusters right now for professional insurance policy advice.

Get started
Fallen trees across a street and car in Plymouth, North Carolina, after Hurricane Isabel

Melo is Your BEST Choice for Public Adjuster in Charlotte

Melo Public Adjusters have been in business for years, and over that time, the team has witnessed many insurance companies trying to underpay their clients. This isn't right, and we've made it our personal goal to stop this from happening. When you hire Melo as your public adjuster in Charlotte, you get:

  • A fight for a fair settlement
  • A clear explanation of your insurance policy
  • Complete transparency

The team at Melo is here to help 24/7. Should tragedy strike and an adjuster for storm damage in Charlotte is needed, don't hesitate to reach out.

Get a free claims review
Supercell thunderstorm at dusk

How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Got a Property Loss Claim? Melo Covers It!

Experienced, hard-hitting, detail-oriented public adjusters at your service in the Charlotte area! Our team offers help for a variety of insurance claim types like mold & water damage, hail & roof damage, and more. If you're based in the local areas of Charlotte, Huntersville, Concord, Gastonia, Monroe, and Matthews give us a ring.

  • Mold & Water Damage

    Pipes that burst in a hard freeze, roof and appliance leaks, creek flooding and the mold that follows.

  • Storm & Wind Damage

    Hurricane remnants, tornadoes, ice storms, fallen trees and wind-driven rain.

  • Hail & Roof Damage

    Spring hailstorms, missing shingles and roofs the insurer would rather patch than replace.

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707