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Pre-Loss & Disaster Planning Insurance Adjuster in Charlotte

Get your property, inventory and paperwork on record before the next hurricane remnant, ice storm or hailstorm reaches Charlotte.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
Call 24/7, free(704) 286-0707

Expect a 5-star experience

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

Reliable Disaster Insurance Adjuster in Charlotte, NC

Pre-loss and disaster planning is when experienced public adjusters are involved with policyholders before a loss to carry out a property risk assessment and analysis of your risk to various hazards, as well as execute a post-loss recovery plan. This plan will include all the documentation you will be required to turn over to the insurance company so your claim can be quickly processed and paid out. Our public adjusters offer pre-loss and disaster planning across the Charlotte, Huntersville, Concord, Gastonia, Monroe, and Matthews area, where tropical storm remnants, tornadoes, hail and winter ice storms can all strike in the same year. We hope you'll entrust us with this significant part of your property ownership. Call us for a fast consultation.

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All Property Owners Require Pre-Loss & Disaster Planning

Unfortunately, property owners do not know when a tragedy will occur. You could be one of the lucky ones and never face flooding, fire, a fallen oak, or storm damage, but what if you aren't? It's always best to be prepared and hire a professional disaster insurance adjuster in Charlotte, NC. The benefits of doing so include:

  • Establishing a baseline of property condition
  • Record of inventory (if applicable)
  • Expert risk analysis
  • Assistance in a post-loss environment

Being prepared for a potential loss is crucial, especially considering that the insurance companies require a great deal of documentation after a disaster strikes. If pre-loss planning hasn't been implemented, there is a real possibility that the documents you need could be destroyed. Our team makes sure all anticipated insurance company requests are dealt with before a loss happens so that you can get your claims processed in a timely manner. Call us to get started today.

Call (704) 286-0707
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Our Disaster Insurance Adjusters are Here to Help

When it comes to property damage appraisals in Charlotte, NC, damage calculation is only one component of the claims dynamic. Insurance adjusting is far more than estimates; it's also a thorough investigation. Here are some of the questions our public adjusters will help you answer when pre-loss and disaster planning:

  • Will the loss be covered?
  • Is there pre-existing damage?
  • What could the total amount of loss and damages be based on your risk factors?

Should a loss actually happen, your insurance company will indeed ask these questions. With appropriate planning and intervention, you'll have all the needed documentation and answers that they seek. Are you ready for our agents to help you get started?

Get a free claims review
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Pre-Loss Planning is Essential for Your Peace of Mind

The reasons for seeking out a disaster insurance adjuster in Charlotte, NC are quite evident - you never know when tragedy will occur. You don't want to be caught unprepared. If your property becomes damaged and you suffer a significant loss, you want to have all of your ducks in a row with pre-planning.

Melo Public Adjusters Charlotte will help you account for inventory, record retention of essential documents, and pre-loss inspection of your property. There really is no time to wait! Get in touch with our office today to get your pre-planning underway.

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Your Best Choice for Pre-Loss/Disaster Planning

Melo Public Adjusters Charlotte is a disaster insurance adjuster based right here in Charlotte. Our team has the experience and determination needed to get your affairs in order before a loss should occur. If you're still on the fence about choosing us, know that we are:

  • Licensed public adjusters in North Carolina
  • Based in Charlotte, on Remount Road
  • A 24/7 emergency service provider

Take the plunge and protect your assets while you still can with one of our dedicated disaster insurance adjusters. Our team is here to help you, not your insurance company. Let's talk.

Get a free claims review
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How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Your Most Experienced Disaster Insurance Adjuster in NC

Ramon Melo has been a licensed insurance adjuster since 2011 and a North Carolina public adjuster since 2019. Our team knows property damage claims, pre-loss planning, and much more. We cover insurance claim mediation, property damage appraisals, and builders' risk claims. Get in touch with our claims adjusters for more information.

Property Damage Appraisal

Insurance Claim Mediation

Pre-Loss & Disaster Planning

Builders Risk Adjuster

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707