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Experienced Adjuster for Smoke & Fire Damage in Charlotte

After a house or business fire in the Charlotte area, a licensed public adjuster handles the insurer so you can focus on recovery.

  • Free claim review
  • No up-front fees
  • Our fee comes only from the extra we recover
Call 24/7, free(704) 286-0707

Expect a 5-star experience

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  • Licensed in North CarolinaPublic adjuster license #8627837, held by Ramon Melo
  • For policyholders onlyWe never work for an insurance company
  • Licensed since 2011Ramon Melo has been a licensed adjuster since 2011 and a public adjuster since 2019
  • Open 24/7A local Charlotte office, answered day and night

Adjusters for Fire Damage in Charlotte Fight for Your Rights

Fire and smoke damages are one of the most devastating losses a property owner can face. There are many decisions that need to be made in a short period of time, and this is often overwhelming. Hiring an adjuster for fire damage in Charlotte is always a good idea because a licensed public adjuster knows precisely how to work with restoration companies and insurance agencies.

Even though suffering through a fire-related loss is horrible, the good news is Melo Public Adjusters know how to navigate the complicated insurance claim process on behalf of their clients. Getting a policyholder a fair and prompt settlement is the company's top priority. Have you suffered a recent fire and smoke damage loss? If so, reach out to our office and speak with our friendly staff. We have the answers you seek.

Get a claims review
Burned window and charred siding on a fire-damaged home

Contact an Adjuster for Fire Damage in Charlotte NOW!

Melo Public Adjusters Charlotte always advises clients to opt for pre-loss and disaster planning services. In the event of a fire, documents can be lost in the blaze or damaged by smoke. This can make providing pertinent information to the insurance company very difficult. However, if a pre-loss plan has not been initiated, don't worry. Melo Public Adjusters still have your back. The time to reach out is when damages have incurred due to:

  • Fire
  • Smoke
  • Heat
  • Soot
  • Water used to put out the fire

If you've fallen victim to property loss because of a fire, we highly recommend getting in touch with an insurance claims adjuster who can help you get the compensation you deserve. Contact Melo today! We're here 24/7 to take your call.

Call (704) 286-0707
Firefighters directing a hose at a burning building

Public Adjusters Get You the Settlement You Deserve

Although it may seem strange, the insurance company is never on the side of the policyholder. They want to avoid making a payout at all costs. When an adjuster for fire damage in Charlotte is hired, they will do everything that they can to make sure the insured gets the appropriate settlement. Melo Public Adjusters benefit their clients by:

  • Deciphering hard-to-understand insurance policy jargon
  • Reviewing restoration contracts and forms before you sign them
  • Demanding compensation for all contents lost due to fire and smoke

If you find yourself in an unfortunate fire loss situation, please contact Melo Public Adjusters right now. Your settlement is just a phone call away.

Get a free claims review
Burned-out home behind caution tape

Fire & Smoke Damage Claims are Time Sensitive

An insurance claims adjuster has a big job to do when it comes to fire losses. The sooner a policyholder contacts the public adjuster, the better. There are documents and proofs that the insurance company needs, and often they impose time limits on these items. A licensed and experienced independent insurance adjuster knows precisely how to handle this complicated situation so that their client gets the most appropriate settlement amount. If you've suffered property loss due to fire and smoke damages, call the office of Melo Public Adjusters Charlotte right away.

Get started
Smoke-stained doorway of a fire-damaged brick building

Melo Public Adjusters Care About Your Claim

The team at Melo Public Adjusters Charlotte understands the devastation that a fire can cause to a residential or commercial property owner. If a business burns down, so does an income. It is the goal of the public adjuster to get the insured the compensation that is due to them. Insurance companies take notice when Melo Public Adjusters are on the scene because we're:

  • Licensed & experienced
  • Competent
  • Always fighting for what's right

Don't settle for what the insurance company offers without consulting one of our public adjusters in Charlotte, NC. We will work to get you a fair settlement.

Get a free claims review
Fire-damaged commercial brick building

How it works

How we get your claim paid

  1. Tell us what happened

    Call or send the form. The review is free and there is no obligation.

  2. We document the whole loss

    We inspect the damage, read your policy and price every line of the repair.

  3. We negotiate with your insurer

    You stop chasing the adjuster. Our fee is a share of what we add to the settlement.

Expect a 5-star experience

Licensed public adjusters in Charlotte · Free claim reviews, 24/7

  • Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
    Trey Edwards
  • These guys are the BEST! Totally saved my life after a water line in my home got busted. They go above and beyond and really care. Thank you so much!!
    Bethany Simonetti

Our Available Public Adjuster Insurance Claim Types

Melo Public Adjusters are so much more than just adjusters for fire damage in Charlotte. We offer insurance claim assistance for water, storm, and roof damages for both residential and commercial property owners. Don't allow the insurance company to have their way with your money. Call us instead.

  • Mold & Water Damage

    Pipes that burst in a hard freeze, roof and appliance leaks, creek flooding and the mold that follows.

  • Storm & Wind Damage

    Hurricane remnants, tornadoes, ice storms, fallen trees and wind-driven rain.

  • Hail & Roof Damage

    Spring hailstorms, missing shingles and roofs the insurer would rather patch than replace.

Get a Second Opinion on Your Claim, for FREE!

Melo Public Adjusters Charlotte will do all that they can to ensure the insurance companies are treating you fairly! Call us at (704) 286-0707